Who doesn’t like the convenience of shopping over the internet? Because of this, the number of consumers in online stores has been growing more and more. The virtual credit card is a great advantage for the public, because through it you make your purchases and even protect your credit card.
The idea of the virtual credit card is to make consumers more secure. In fact, these cards are only temporary numbers that no longer exist after purchase or for a certain period of time.
Most of the time, the virtual card lasts up to 48 hours. When time runs out, the data ends up becoming invalid, further enhancing card security. In addition, it allows only a specific number of internet purchases to be made.
How to have a virtual credit card
To have a virtual credit card, you must first have a physical card. However, the card will also need to have an internet banking. Remember that the “issuance” of the virtual credit card does not require any form of cost from the customer. Regarding the limit, it is the same as the physical card.
Benefits of the card
Security is the main benefit of the card. That way you are less likely to fall for scams and have your card cloned. Check out some more advantages:
- You only need the virtual card numbers to make your purchases. However, this number will expire after being used if you have opted in;
- You do not need your physical card to make purchases with the virtual credit card;
- By generating a different number for each purchase, you avoid fraud;
- Facilitation of purchases of streaming services.
Before requesting your card, it is worth checking if it has this option, after all, any functionality that facilitates our routine is welcome. In addition to not charging annuity, the Neon credit card offers some very interesting advantages. You can check more details here.